How LoFi Rate handles form details and Loan Estimate uploads, plus the terms for using the site. LoFi Rate is not a lender and does not guarantee approval or rates.
How LoFi Rate handles form details and Loan Estimate uploads, plus the terms for using the site. LoFi Rate is not a lender and does not guarantee approval or rates.
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Privacy Policy
Effective Date: October 5, 2026. The terms for using this website are on this same page.
Terms & Conditions
LoFi Rate collects the details you type into a form on this website, such as your name, email address, phone number, and message. The quote form, the contact form, and the home match form send that information through the site’s lead form so the site owner can follow up. LoFi Rate is not a lender.
If you use the Loan Estimate review on the home page, the PDF and the scenario details you enter are sent with that review request. This page does not save the file or those details in your browser’s saved storage, and it does not publish the document on this website.
A review request is voluntary. It is not a loan application, an approval, or a promise of a lower rate or lower cost. Marketing text messages and automated calls are not required to send a question, request a match, or request a review.
Questions about this page: [email protected] .
LoFi Rate uses third-party measurement and advertising technology, including DataMoon, Meta/Facebook, and Reddit. When those technologies load, their providers may receive online identifiers and information about the browser, device, pages viewed, links or buttons clicked, referrer, and approximate location derived from an IP address, subject to their own privacy policies and browser controls. LoFi Rate uses this information to measure website use, understand interest, and improve marketing.
LoFi Rate may send email follow-up only when a visitor provides an email address and asks for contact or otherwise consents. Website activity by itself is not permission to email an unidentified visitor. Marketing emails must include a working way to unsubscribe.
These Terms & Conditions (“Terms”) govern your use of the LoFi Rate website and services. By using this website, you agree to these Terms.
LoFi Rate is a marketing and advertising platform that connects consumers with licensed mortgage professionals, brokers, lenders, and related financial service providers.
LoFi Rate is not a lender, creditor, mortgage broker, or loan servicer.
We do not guarantee:
Loan approval
Interest rates
Loan terms
Funding availability
Qualification outcomes
Content on this website is for informational and marketing purposes only and should not be considered financial, legal, tax, or mortgage advice. You should consult licensed professionals before making financial decisions.
By using this website, you agree:
Information submitted is accurate
You are at least 18 years old
You will not misuse the website
You will not submit false or fraudulent information
By submitting a form, you ask LoFi Rate and, where applicable, a matched licensed mortgage professional to contact you about that specific request using the contact information you provide. This request-related follow-up may include calls, text messages, or emails.
Automated or prerecorded marketing calls and marketing text messages require separate affirmative consent and are not authorized merely by submitting a form.
Marketing consent is not required to request a match, ask a question, or request a Loan Estimate review.
Message and data rates may apply. You may opt out of marketing texts at any time by replying STOP and use the unsubscribe link in marketing emails.
All website content, branding, graphics, text, logos, and materials are owned by LoFi Rate unless otherwise stated. Unauthorized use or reproduction is prohibited.
This website may reference or link to third-party services, websites, lenders, or brokers. We are not responsible for:
Third-party content
Loan decisions
External websites
Service quality
Advertisements
This website and services are provided “as is” without warranties of any kind. We do not guarantee uninterrupted service, accuracy, or error-free operation.
To the maximum extent permitted by law, LoFi Rate shall not be liable for:
Indirect damages
Lost profits
Business interruption
Data loss
Lending decisions made by third parties
Your use of the website is at your own risk.
You agree to defend and indemnify LoFi Rate against claims arising from:
Your misuse of the website
Violation of these Terms
Submission of inaccurate information
These Terms shall be governed by the laws of the State of Texas, without regard to conflict of law principles.
We may modify these Terms at any time without notice. Continued use of the website constitutes acceptance of updated Terms.
LoFi Rate
Email: [email protected]
Website: https://lofirate.com
A marketing and advertising platform connecting consumers with licensed mortgage professionals.
LoFi Rate is not a lender. We are a service that helps you partner with a lender licensed in your state.
© 2026 LoFi Rate. All rights reserved.